Our program is designed for individuals and families who have a stable income and can provide a down payment of at least 10% of the purchase price. It's particularly suited for those who might find traditional mortgage routes challenging, such as business owners, freelancers, recent immigrants, or anyone with a unique credit history. We believe in making homeownership possible for those who are ready and willing to invest in their future, regardless of their past credit challenges.
Here are some examples of people who might be a good fit for our program:
- Recent immigrant with no social security number or ITIN
- Business owner with inconsistent income
- Commission based jobs with variable income
- Plenty of assets but temporarily short on income